Your money,
decrypted only for you.
Privvy Ledger is a fully offline expense tracker. Every transaction, budget and PIN lives in an AES-256-GCM encrypted database on your device — no account, no cloud, no analytics SDK phoning home.
Tap the amount — that's the whole pitch.
Three habits, no friction.
Everything Privvy Ledger does is built to be logged in seconds and forgotten about until you need it.
Log it in seconds
Tap the + button to record income or expenses — amount, category, note, save. No forms, no friction.
Stay under budget
Set a monthly cap on any category. Get a push notification at 80%, then again at 100% — no surprise overspending.
Private by design
No account, no cloud, no analytics. Everything stays encrypted on this device. Export an encrypted backup any time you want.
What it actually looks like
Real screens. No mockup gloss — this is the app you'll install.
Overview at a glance
Net worth, budgets and spending trend on one screen — masked by default.
Budgets that warn you
Set a cap per category, get nudged before you blow past it.
No account required
Open the app and start logging — nothing to sign up for.
The technical case for trust
Most "private" finance apps just mean they don't sell your data to advertisers. Privvy Ledger means the data never has anywhere to go.
AES-256-GCM encrypted SQLite
Transactions, categories, budgets and your PIN are stored in an encrypted on-device database — never transmitted anywhere.
Biometric unlock via secure enclave
Fingerprint and Face ID are handled entirely by your device's OS. Privvy Ledger only ever receives a success/failure signal.
On-device receipt scanning
A quantized language model reads receipts locally to pre-fill entries — nothing is uploaded for processing.
Zero third-party SDKs
No advertising, analytics or tracking libraries. The only network call is Expo checking for app updates — no user data included.
We collect nothing, transmit nothing, and share nothing. There is no account, no server, and no analytics SDK phoning home.
Read the full privacy policyReady to actually own your numbers?
Free, offline, and built so there's nothing about your spending for anyone else to see — including us.